As a digital nomad, I understand that getting suitable coverage for my lifestyle can be difficult. SafetyWing is travel insurance designed for digital nomads, remote workers and frequent travellers. Unlike other international travel insurances, it offers coverage in over 170 countries, for a cheap, monthly fee.
The digital nomads who started Safetywing felt that there was a lack of affordable and flexible travel insurance on the market. Now, the company has become a go-to option for a wide variety of travellers who don’t know exactly where, or when their travels will end.
Here’s a summary of the online SafetyWing reviews in July 2025:
- SafetyWing has an average rating of 4.3/5 on TrustPilot.
- SafetyWing has an average rating of 3.4/5 on Producthunt.com.
A real-life SafetyWing review
Imagine you’re walking through the streets of Rio de Janeiro, not a care in the world, enjoying the good life. Now imagine that, out of nowhere, things suddenly take a turn for the worst. You trip, fall, and seriously injure yourself.
What do you do?
When this happened to Enelin, a digital nomad, she first thought it was a minor injury, but it turned out that she’d broken her toe, and after a few hours, she was completely unable to walk.
She went to the Doctor and was given treatment and antibiotics. Luckily, Enelin had taken out SafetyWing insurance.
After buying antibiotics from the pharmacy, she logged on to the online portal and downloaded the PDF of the medical claim form from the insurance company.
After filling it out, she sent it back to the SafetyWing email address with the hospital and pharmacy accounts included.
After 24 hours, SafetyWing sent a confirmation email stating that they would assess the claim, and another email with the results of the review.
SafetyWing’s initial response arrived 24 hours later.
Four weeks later, SafetyWing accepted her request and sent an email explaining all the necessary information. This included the details of the policy, the benefits, and information on how to appeal if you felt the decision was inappropriate.
Overall, Enelin was very satisfied with the process and the coverage offered by SafetyWing. The claims’ system is simple as you only needed to send an email, and you can check the status of your claim during the reimbursement process.
Stories like Enelin’s are common, so it’s important to highlight that we digital nomads, who live and work abroad, must protect ourselves from the dangers of everyday life.
SafetyWing reviews
In this SafetyWing Insurance review, I’ll be covering online SafetyWing reviews that have been posted by real-life users, so you can make an informed decision if their insurance is right for you.
SafetyWing reviews on TrustPilot
TrustPilot is one of the world’s leading online review platforms, which shows users’ reviews of goods and services from around the world.
Trustpilot receives almost 1 million new reviews each month, and at the time of writing this post, there are 772 SafetyWing reviews currently available.
SafetyWing has a score of 4.3/5 on TrustPilot.
✅ Positive SafetyWing reviews on TrustPilot
- Flexible policies
- Affordable options for backpackers
- Platform is quick and easy to use
- Helpful customer service team
- Smooth claims process
While I was reading the various SafetyWing insurance reviews, I saw that there were plenty of users who were pleased and satisfied with the claims process of SafetyWing. I feel that I should note that this is pretty uncommon for insurance companies!
❌ Negative SafetyWing reviews on TrustPilot
- Slow response times
- Drawn out claims process
- Lack of coverage for personal belongings
SafetyWing reviews on Product Hunt
Producthunt.com is an American website dedicated to allowing users to share their thoughts and experiences about different products.
At the time of writing this review, there are 33 total SafetyWing reviews on Product Hunt. So, let’s take a closer look at what people had to say.
✅ Positive SafetyWing reviews on Product Hunt
- Quick and easy to contract
- Good customer support
- Great for remote companies
- Competitive prices
- Flexible
❌ Negative SafetyWing reviews on Product Hunt
- Drawn out claims process
- Technical issues on the website
- Claims rejected on a technicality
Discount on SafetyWing Insurance
You can get a 10% discount when purchasing the annual “Nomad Insurance Complete” plan, which is equivalent to more than one month free. It’s the best way to stay protected all year while paying a lower price.
Which is the best SafetyWing policy for me?
SafetyWing offers two main plans designed for travelers and digital nomads. The ideal choice depends on your personal needs and the type of trip you’re planning. The plans are Nomad Insurance Essential and Nomad Insurance Complete.
Below is a comparison of their key features—take a look and choose the one that fits your journey best:
| Features | SafetyWing Essential View offer | SafetyWing Complete View offer |
|---|---|---|
| 💰 Approx. Price | ~56 USD / 4 weeks | ~150 USD / month |
| 🏥 Medical Coverage | Up to 100 000 USD | Up to 222 600 USD |
| 📉 Deductible | 250 USD | 0 USD |
| 🧳 Baggage Coverage | Included (up to 1 000–3 000 USD) | Included |
| 🚑 Evacuation & Repatriation | ✅ | ✅ |
| 🏠 Home Country Stay | Up to 30 days per year | Full coverage |
| 🔁 Auto-Renewal | Every 4 weeks | Monthly (minimum 12 months) |
| 🛡️ Liability Coverage | No | Yes |
| 👤 Max Covered Age | Up to 69 years | Up to 69 years |
| 🌍 Multiple Trips | ✅ | ✅ |
*Prices vary depending on the age of the insured and may be subject to adjustments since we published this article, so it is important to access the official website: https://safetywing.com/
🩺 Nomad Insurance Essential
This is the most basic plan, yet comprehensive for anyone seeking primarily medical travel coverage. Perfect for handling unexpected events like illness, accidents, hospital stays, medical evacuations, flight delays, and lost luggage.
- ✅ Coverage in over 180 countries
- 💰 From just a few dollars per day
- 🧳 Includes reimbursement for lost or delayed baggage
- 🍼 Up to 2 children (<10 years) covered free per adult
- 🧗♂️ Optional add-ons: adventure sports, USA coverage, or gadget protection
- 📅 Can be activated even after your trip has started
- ❌ Does NOT cover routine care, maternity, or mental health
Ideal for: backpackers, short-term leisure or business travelers, and anyone looking for an affordable plan with solid medical protection.
🌍 Nomad Insurance Complete
The most advanced plan, designed not only for emergencies but also for those living abroad long-term.
- ✅ Global medical assistance in 175 countries
- 💊 Includes routine check-ups, mental health, maternity, physiotherapy, and more
- 🧳 Enhanced reimbursement for cancellations, delays, and theft
- 💵 Total coverage limit: USD 1,500,000
- 🧾 Zero deductibles or copayments
- 🧒 Does NOT include free child coverage like Essential
- 🇺🇸 Optional add-ons: USA, Hong Kong, or Singapore coverage
- 🏄♂️ Covers high-risk sports (motorcycling, kitesurfing, skydiving, paragliding, diving). Excludes professional or competitive activities.
Ideal for: long-term digital nomads, expatriates, remote workers, and families living abroad for months or years who want true international medical protection.
🩺 Remote Health: International Health Insurance for Teams and Freelancers
Remote Health is SafetyWing’s premium health insurance plan designed for companies with distributed teams, global startups, and freelancers who need comprehensive international medical coverage.
Remote Health includes doctor consultations, hospitalization, mental health support, maternity care, coverage for pre-existing conditions, and more. It’s ideal for remote workers seeking private-plan–level protection that’s valid both in their country of residence and abroad.
Managing team members is also simple and easy through a unified platform where you can view all policy details for each employee.
Learn more at www.safetywings.com/remote-health
How does SafetyWing Insurance work?
SafetyWing’s Nomad and Nomad Health policies are specifically tailored to suit the needs of digital nomads and frequent travellers, as well as remote workers.
Taking out one of these policies will ensure that you have both medical and travel insurance, providing you with indispensable financial security if something goes wrong while abroad.
From the start date you choose, your insurance will automatically renew itself every 28 days until you choose a termination date, making it the perfect option for digital nomads and backpackers who may not know when their adventures will end.
If you need medical treatment while abroad, simply search on the web for a member hospital near you. Schedule a medical appointment, and the hospital will send a bill directly to SafetyWing, free of charge for you.
Or, if you prefer, you can consult any medical centre, pay for the consultation in advance, and then send a claim to SafetyWing through the claim portal on their website.
SafetyWing App
One crucial element that I simply had to mention in this SafetyWing review is their official app, which allows you to buy, manage, and cancel your policy at the touch of a button!
Simply download the app onto your iPhone or Android from either their Google Play Store or Apple Store to get started.
Aside from being able to manage the most important aspects of your policy and edit your profile, the SafetyWing app also has a 24/7 customer care team.
When travelling abroad, knowing that you have recourse to a 24/7 assistance service through your phone is hugely reassuring.
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What are the benefits of SafetyWing Insurance?
Let’s say you’ve forgotten to take out travel insurance, and suddenly, you’re abroad with no protection. With SafetyWing, this isn’t a problem, as you can contract while overseas.
From there, your policy will be renewed each month, and can be cancelled at any time, allowing you to focus on your travels without having to deal with any insurance hassles.
It’s no wonder that there are so many SafetyWing reviews highlighting the flexibility of their policies!
Another stand-out feature is the price! The monthly fee is much lower than comparable insurers. Another distinguishing factor which, in my opinion, makes all the difference, is that with SafetyWing, you’re insured in virtually every country.
Now let’s take a look at the most useful benefits that SafetyWing has to offer:
- 🚑 Medical Cover: SafetyWing health insurance provides broad medical coverage with access to a global network of hospitals and doctors to treat you in case of illness or accident. It includes medical consultations, admissions to hospitals, and emergency medical transfers.
- 📝 Flexible and continuous coverage: Automatic renewal of your policy each 4 weeks, which you can cancel at any time.
- 🏖 Travel Insurance: It includes cover in case of delay, lost checked baggage, natural disasters, and civil liability.
- 🌎 Coverage in over 170 countries: You’re covered in virtually every country, except for countries with significant travel warnings. Check your government’s travel advice to be sure.
- 🏡 Coverage in your country of origin: You can use your medical coverage in your home country according to each type of insurance. Nomad insurance has a limit, nomad health does not. It is always a good idea to check beforehand.
- 🎂 Children under 10 years included: The insurance can cover one child per adult (up to two children per family), under 10 years old, at no additional cost.
How to contract SafetyWing insurance?
SafetyWing insurance can be purchased from anywhere, at any time, whether you’re still at home or already travelling. There are no special restrictions, and SafetyWing insurance is available in over 170 countries.
SafetyWing will ask you to declare the countries you’ll be travelling to. They only need to know your first destination to activate your worldwide coverage, but it’s a good idea to add as many destinations you can.
Here are the steps you need to take to contract SafetyWing Insurance:
1️⃣ Register with SafetyWing on their official website
2️⃣ Select your start date, and end date, if applicable.
3️⃣ Select your destination(s).
4️⃣ Fill in traveller details.
5️⃣ Enter your payment details, and that’s it!
Travel hacks to make your trip cheaper
There are plenty of ways to save money on your travels. SafetyWing boasts some of the most affordable prices on the market, which is great, but there are other ways to reduce the cost of your trip.
Choosing insurance that is tailored to your needs is vital, but remember that flights and accommodation are crucial factors as well.
Here are a few tricks I’ve learned over the years, they’ll help you save money on your travels, so you can focus on the travels ahead.
If you follow these tips, you might just find that by the end of your trip, you have enough money left over to extend your trip or even explore an extra destination on your route home!
- Find cheaper flights
You can reduce the cost of any flight thanks to AtlasVPN, which conveniently presents you with the best prices on comparison sites like Skyscanner. Simply relocate your IP address to on the of the following countries, and start your search!
- Turkey
- Malaysia
- Thailand
- India
- Mexico
This tool is usually expensive, but we have an incredible discount for you that you can activate here.
Finding cheap accommodation these days is really tough, I also want to share my tips for saving money on your accommodation.
- Find discounted accommodation
Finding cheap accommodation these days is really tough, so I also want to share my tips for saving money on your accommodation.
Booking is the best platform for finding accommodation anywhere in the world. Its main advantage? The many discounts you can get for becoming a Genius member! Register with Booking now to save on accommodation.
My opinion on other insurance companies
If you’re curious about what other alternatives are out there, we’re here to help! We have written about all the best travel insurance policies and shared our experiences with each of them, which you can read in our travel insurance reviews.
I also recommend checking out our travel insurance comparison article.
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⭐️⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ |
Heymondo Insurance | Chapka Insurance | IATI Insurance |
|  |  |
|---|---|---|
⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ |
SafetyWing | World Nomads | ACS AMI |
Frequently asked questions about SafetyWing
What are SafetyWing’s means of payment?
SafetyWing accepts payment by card, including Visa, Mastercard, American Express, and Discover card.
Remember that your subscription will renew automatically unless you select an end date while contracting. You can end your subscription at any time.
Can I bring my kids with me?
Yes. One child between the ages of 14 days and 10 years will be included in your insurance for free.
Why take out a policy with SafetyWing?
Travelling without insurance is highly inadvisable, especially as a digital nomad who travels for long periods at a time with expensive equipment. In fact, many countries require you to have comprehensive insurance as an entry requirement.
This is where SafetyWing comes in, as their coverage is designed for people who may not know exactly which countries they’ll be visiting, or for how long they’ll stay.
Whether you’re a digital nomad, remote worker, or simply live a lifestyle of adventure travel, SafetyWing will provide you with a crucial financial safeguard, without you needing to worry about a thing.
Is taking out SafetyWing insurance worth it?
After a thorough review of the coverages, pricing, and terms of SafetyWing’s two plans (Essential and Complete), we can confidently say: yes, SafetyWing is worth it—especially for digital nomads and long-term travelers.
Essential Plan
An affordable choice that offers solid medical coverage, baggage protection, and international assistance. Keep in mind there’s a USD 250 deductible per claim, and adventure sports coverage is limited to safe, supervised activities with proper equipment.Complete Plan
A more comprehensive option with no deductible, expanded medical protection, coverage in your country of residence, and included recreational adventure sports (surfing, cycling, hiking, snorkeling) at no extra cost.
Both plans are designed for those who live on the road: they auto-renew and are valid even if you’ve already left your home country. They don’t cover extreme or professional sports but do include a wide range of moderate adventure activities.
In short, SafetyWing is an excellent choice if you want flexibility, savings, and reliable medical protection—just pick the plan that best fits your travel style.
👉 Check out the current offers and book with active discounts here.
